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Glossary

TermDefinition
from_bank_account(Pay-In - Customer paying a partner)
from_bank_account (Pay-In - Settlement)defines the source of the funds for the transaction.
from_bank_account (Pay-Out - Partner paying a customer)defines the source of the funds for the transaction.
from_bank_account (Pay-Out - Deposit/Pre-funding)is the Attrus's international bank account where the funds paid by the partner was received.
from_bank_account (Conversion between internal accounts)defines the source of the funds for the transaction.
to_bank_accountdefines the destination of the funds in a transaction. It can represent an internal bank account, the customer's real/physical bank account, or the partner's international bank account.
CPF11-digit number used as a unique identifier for Brazilian citizens.
CNPJ14-digit number used as a unique identifier for Brazilian companies.
CURP18-character alphanumeric code used as a unique population identifier for all citizens residing in Mexico.
RFCtax identification code issued by the Mexican tax authority (SAT). It has 13 characters for citizens (RFC_PF) and 12 for companies, and is required for performing economic or fiscal activities.
CC(Cedula de Ciudadania) is a 10-digit number used as a unique identifier for Colombian citizens.
CE(Cedula de Extranjeria) is a 10-digit number used as a unique identifier for Colombian citizens.
NIT10-digit number used as a unique identifier for Colombian companies.
RUT9-digit number used as a unique identifier for Chilean citizens and companies.
Swift CodesSwift Codes are unique identifiers for banks and financial institutions.
Brazilian Bank codeBrazilian Bank code is a 3-digit number used as a unique identifier for Brazilian banks.
ISO 3166-1 alpha-2ISO 3166-1 alpha-2 is a 2-letter country code.
ISO 4217ISO 4217 is a 3-letter currency code.
BoletoBoleto (English: bank slip) is a payment method in Brazil can be paid at ATMs, branch facilities and internet banking of any bank, post office, lottery agent and some supermarkets.
PIXBrazil's instant payment system that allows real-time transfers 24/7. It supports both static (fixed key) and dynamic (QR code with expiration) payment methods.
SPEI(Sistema de Pagamentos Electrónicos Interbancarios) is Mexico's instant payment system for bank transfers, similar to PIX in Brazil.
PSE(Pagos Seguros en Línea) is Colombia's online payment system that allows customers to pay directly from their bank accounts.
TED(Transferência Eletrônica Disponível) is Brazil's same-day bank transfer system for domestic transfers.
3DS(3D Secure) is an authentication protocol that adds an extra layer of security for online credit and debit card transactions.
WebhookA webhook is an HTTP callback that sends real-time notifications when specific events occur in the system.
SubscriptionA subscription is a recurring payment arrangement where customers are charged automatically at regular intervals.
ExchangeAn exchange is the conversion of one currency to another at a specific exchange rate.
WireA wire transfer is an electronic transfer of funds from one bank account to another, typically for international transactions.
SettlementA settlement is the process of transferring funds from internal accounts to external bank accounts.
Pay-InA pay-in is a transaction that sends funds from a customer to your account within Attrus.
PayoutA payout is a transaction that sends funds from your account to a customer's bank account.
RefundA refund is the reversal of a payment, returning funds to the original payer.
Reverse ExchangeA reverse exchange is the conversion of foreign currency back to local currency.
Dynamic PIXDynamic PIX generates unique QR codes with fixed amounts and expiration dates for each transaction.
Static PIXStatic PIX uses a fixed PIX key (email, phone, or random key) that customers can use for payments of any amount.
Dynamic CLABEDynamic CLABE generates unique Mexican bank account numbers for each transaction to enable precise tracking.
CLABECLABE (Clave Bancaria Estandarizada) is Mexico's standardized bank account number system.
QR CodeQR (Quick Response) codes are two-dimensional barcodes that can be scanned to initiate payments.
TokenizationTokenization is the process of replacing sensitive card data with a secure token for storage and processing.
Checkout PageA checkout page is a hosted payment form that handles the entire payment process for customers.
Marketplace CollectionMarketplace Collection allows creating dedicated bank accounts for customers to receive payments directly.
Internal AccountInternal accounts are Attrus's virtual bank accounts used for currency conversions and settlements.
Cash-in AccountA cash-in account is an internal account that receives incoming payments in local currency.
Cash-out AccountA cash-out account is an internal account used for sending payments to customers.
Exchange RateAn exchange rate is the rate at which one currency can be exchanged for another.
Spot RateA spot rate is the current market exchange rate for immediate currency conversion.
FX RateFX (Foreign Exchange) rate is the rate used for currency conversion in transactions.
IOF RateIOF rate is the tax rate applied to financial transactions in Brazil.